November 23, 2021

3 Reasons to Consider an In-House Dental Savings Plan

Filed under: Uncategorized — charleswalker @ 2:46 pm
woman with a dental savings plan pointing to her smile

Whether you recently lost your job or your current one doesn’t provide dental benefits, that doesn’t necessarily mean you need to pay full price for dental care. Many dental practices offer additional financing options to help uninsured patients receive the care their smiles need at an affordable rate. One of these options is an in-house dental savings plan, which functions similarly to insurance, but is often much simpler and more reliable. Wondering if a dental savings plan is right for you? Here are three reasons to consider signing up!

1. Avoid the Inconveniences of Traditional Insurance

While dental insurance is a tried-and-true way to make oral healthcare more affordable, it’s not right for everyone. For example, many people aren’t fond of the fact that their coverage tends to change each year and that finding out about these changes often involves waiting on hold with insurance agents. Additionally, it can be hard to take full advantage of your benefits if your deductible is too high, or if the premiums you pay to keep your plan active are too pricey.

An in-house dental membership plan avoids all of these annoyances. By signing up for one, you no longer have to worry about:

  • Deductibles
  • Premiums
  • Annual maximums
  • Waiting periods to access benefits
  • Confusing terminology
  • Ever-changing coverage
  • Calling insurance agents

Instead, you can simply sign up and begin saving. For questions, just call your dentist’s office, where you’ll be greeted as a patient and not as a name in a file.

2. Get Guaranteed Coverage for Your Routine Care

Most dental insurance plans cover basic preventive care, but the details may still change from one year to the next. There’s no guarantee that you’ll be able to afford routine services.

Dental savings plans, on the other hand, are much more predictable. The majority of them cover checkups, cleanings, X-rays, fluoride treatments, and other preventive services at no additional cost to you. Plus, in-house plans offer guaranteed discounts on numerous other services, many of which (like cosmetic dentistry) are almost never covered by insurance.

3. Have an Easier Time Staying Proactive About Your Smile’s Health

When you’re unsure how much your dental care is going to cost, you might feel discouraged from scheduling an appointment. However, assuming that nothing is wrong with your teeth or gums is incredibly risky. Cavities, infections, and other oral health problems often develop unnoticed until they’ve become full-fledged dental emergencies, which may require expensive treatments.

With an in-house dental savings plan, there aren’t any unpleasant surprises when it comes to the cost of your routine checkups. Preventing dental emergencies will be easy and effective.

If you don’t have dental insurance, consider calling a dentist in Salt Lake City to find out if they have an in-house membership plan. Your wallet – and your smile – will thank you!

About the Author

Dr. Charles Walker has more than 30 years of experience as a dentist, and he enjoys nothing more than helping patients of all ages feel proud of their smiles. While he’s in-network with many dental insurance providers, he also offers an in-house savings plan that, for a flat rate, covers two routine appointments, one emergency exam per year as needed, and a 20% discount on additional treatments. To find out how you can start saving, you can call Dr. Walker’s office at 801-467-6886.

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