Dental Insurance – Salt Lake City, UT
Achieve a Healthy Smile that Lasts
Your dental insurance in Salt Lake City is an investment in your smile. Your teeth and gums need more than your toothbrush and floss to stay healthy. The American Dental Association also recommends a cleaning and checkup at least twice a year. You can visit your dentist regularly and treat any issue that arises without the stress of a large bill. We are happy to accept your dental insurance to help you achieve the healthy smile you deserve.
How Dental Insurance Works
You pay a monthly premium for your policy, which provides discounted rates for common services. Although every policy differs, most plans include:
- 100% preventive services covered
- 80% minor restorative services covered
- 50% major restorative services covered
You can get the cleanings and checkups you need for a co-payment. Dental insurance focuses on prevention because research shows every $1 spent on prevention can save up to $50 on restorative and emergency services. If a problem occurs, like a cavity, you can treat it quickly. After reaching your annual deductible, you can use your yearly allowance to offset the amount you need to pay out-of-pocket.
What is the Difference Between Dental & Medical Insurance?
Your dental insurance differs from your medical coverage because there are yearly limits and maximums. At the end of the calendar year, your benefits expire. You won’t be reimbursed for anything you don’t use, and nothing accumulates for the upcoming year.
On average, less than 3% of Americans meet or exceed their annual limits. We don’t want to see you throw money down the drain that could be used to improve your smile. We’ll help you maximize your annual benefits to achieve lasting oral health.
In-Network VS. Out-of-Network
You have the freedom to choose between an in-network and out-of-network dentist. Our office is proud to accept your dental coverage. We will work on your behalf with your dental insurance to file the necessary claim forms to keep your care affordable.
In-Network Coverage
Your dental insurance recommends an in-network dentist because they have pre-negotiated rates for specific services. You’ll enjoy more coverage at the time of services; however, there will be certain limitations. We are in-network with many top dental insurance companies, including:
- Delta Dental
- MetLife
- Blue Cross/Blue Shield
- Deseret Mutual (DMBA)
- Select Health
- Aetna
- Guardian
- Cigna
Out-of-Network
You can choose any dentist that accepts your coverage, even if they are out-of-network. You can still use your dental insurance, but you’ll have to pay the difference between the dentist’s fees and your policy’s allowable amount. You can enjoy a wider variety of services to get the exact care you want.
Schedule an Appointment
Dental insurance is confusing, but you don’t have to navigate your policy alone. We will maximize your coverage and explain how it’s being used to pay for your treatments. If there’s any remaining balance, we’ll help you find the solutions you need to minimize any financial burden.
If you have a question about your dental insurance, or you’re ready to schedule an appointment, contact our office today.